A St. Petersburg agency that starts on the water.

A yacht policy turns on facts most home policies never ask about: who operates the vessel, who is aboard and whether they pay, where she goes, who chose the captain. Those facts change more often than owners expect. A first paid trip, a new captain or a new route can change the question the policy has to answer.

Bareboat charter insurance is Rise’s leading line, and yacht and charter insurance leads the menu of this yacht insurance agency in St. Petersburg; the other lines are there because the same owners have homes, vehicles and businesses.

A brand line is only useful if you can hold us to it. Ours means the options are explained in plain language before you sign; one named person, Roberto, knows your file; the review runs again at renewal and when your life changes; and your boat, homes, vehicles and business are looked at together, without pretending one policy covers all of it.

How a conversation works →

Many of the facts an insurer asks about sit with other people: the captain who runs the boat, the broker who sold it, the marina whose contract asks for evidence of insurance, the lender with conditions, the attorney who drafted the charter agreement, the CPA who knows how each asset is titled. With your permission, we work from what they already hold rather than asking you to relay it.

Who we work with →